Finance is an industry that continues to evolve. One of the most popular modern forms of finance is the combination between money and technology. Fintech, as it’s known, has led to many resources that are helping families and individuals alike keep more money in their pockets and bank accounts. When you need help budgeting your finances and working towards a better financial standing, there are plenty of ways to get the help and guidance you need. Below are some apps to help you budget, invest, and save more money.


Mint is probably the most famous app for budgeting. It has very high ratings in both the app stores. It is a free app that syncs your banking and credit accounts, including your investments and bills. Mint places spending into specific unlimited categories. You can personalize them in several ways.

The app will let you know when you are approaching your spending limits and when you need to save for bills. It also helps you pay down your debt, save more money, and track your financial goals. Mint conveniently shows your credit score and net worth. One thing that the app doesn’t do as well as the others is planning for the future. Mint is designed to track your finances after the fact.


On the other hand, GoodBudget helps you plan future finances instead of tracking previous transactions. Since it is based on the envelope budgeting system, the app will portion out your monthly income and put it toward specific spending goals and categories—which are called envelopes.

GoodBudget doesn’t connect to your bank accounts, you will have to manually add account balances you pull from your bank’s website. You also add cash amounts, debts, and income. With these numbers, you can assign money towards envelopes that you want to pay off or save for. GoodBudget can be accessed on your phone or computer. There is a free version, but if you sign up for the Plus version of the app, it allows you unlimited envelopes and accounts for up to five devices. Since you can’t sync your financial accounts, you must enter every expense. You will have to put in the work, but when you do the rewards are legitimate.


The app Honeydue is designed for budgeting with a partner. With this resource, you can view both your financial standing and sync your bank accounts, loans, and investments. While you can share anything and everything with your budgeting partner, you can also choose to omit certain information. The app categorizes expenses, which you can customize. You can set up monthly limits of each of these categories. Honeydue will alert you when you or your financial partner is nearing a financial goal. It allows you to set reminders for upcoming bills and allows you to chat with each other. Honeydue helps you understand past transactions.


With features that simplify your finances, PocketGuard is a great app for taking a clear look at your money. Link bank accounts, credit cards, and bills. The app will show you how much you have left to spend after setting aside funds for bills, commodities, and goals.

Like other apps, PocketGuard tracks your net worth and provides the option to not link your accounts. Track your finances manually, the Plus version offers a debt plan and the ability to export your transactions. The app does a lot of work for you, but it works better for iOS than it does for Android.


Offering a zero-based budgeting framework that’s simpler than some apps, EveryDollar is a free budgeting app that has extra features. It doesn’t allow you to sync accounts, instead you manually enter your financial information. You can also set reminders for bills and provide alerts to saving goals. However, if you pay for the paid version of tha pp, it’s easier to track debts, see reports on what you’ve spent, and print transaction history. EveryDollar is a simple app that is good for someone who just wants to keep track of their day-to-day finances.

Whatever app you use, finances aren’t easy. Even if you are keeping track of your budget, accidents happen. You may need to take out emergency loans for bad credit if you need money and don’t have a great score. Using these apps will help you save more money, accomplish goals, make investments, and keep track of it all.

Lauren Sanchez - Author

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